<mets:mets xsi:schemaLocation="http://www.loc.gov/METS/ http://www.loc.gov/standards/mets/mets.xsd http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" OBJID="eprint_44546" LABEL="Eprints Item" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:mets="http://www.loc.gov/METS/"><mets:metsHdr CREATEDATE="2026-06-27T17:27:59Z"><mets:agent TYPE="ORGANIZATION" ROLE="CUSTODIAN"><mets:name>Repository Universitas Negeri Padang</mets:name></mets:agent></mets:metsHdr><mets:dmdSec ID="DMD_eprint_44546_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:titleInfo><mods:title>Pengaruh Tingkat Bunga, Nilai Taksiran&#13;
Jaminan, dan Kualitas Layanan terhadap Keputusan Meminjam di&#13;
Pusat Gadai Laptop Lapai Padang</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">Narita</mods:namePart><mods:namePart type="family">Zuasti</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>Penelitian ini bertujuan untuk menganalisis pengaruh tingkat bunga nilai taksiran jaminan, kualitas layanan terhadap keputusan meminjam di Pusat Gadai Laptop Lapai Padang. Penelitian ini digolongkan sebagai penelitian deskriptif. Populasi pada penelitian ini adalah seluruh calon nasabah. Sedangkan sampel yang diambil menggunakan teknik aksidental sampling dengan rumus Lemeshow sehingga diperoleh 100 responden. Data diperoleh secara primer dengan melakukan observasi ke Pusat Gadai Laptop. Teknik analisis data menggunakan logistic regression, uji kelayakan model regresi diukur dengan chi square dan uji Hosmer and Lemeshow’s Goodness Of Fits Test. Pengujian ini akan melihat nilai goodness of fit test yang diukur dengan nilai chi square pada tingkat signifikan 5%. Kemudian, dilakukan pengujian hipotesis untuk mengetahui pengaruh variabel bebas terhadap variabel terikat yaitu menggunakan uji Wald Test. Hasilnya, variabel tingkat bunga berpengaruh signifikan, sedangkan variabel nilai taksiran jaminan dan kualitas layanan tidak berpengaruh signifikan terhadap keputusan meminjam di Pusat Gadai Laptop Lapai Padang.</mods:abstract><mods:classification authority="lcc">HB Economic Theory</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8601">2015-08-26</mods:dateIssued></mods:originInfo><mods:originInfo><mods:publisher>Universitas Negeri Padang;Ekonomi FEB UNP</mods:publisher></mods:originInfo><mods:genre>Thesis</mods:genre></mets:xmlData></mets:mdWrap></mets:dmdSec><mets:amdSec ID="TMD_eprint_44546"><mets:rightsMD ID="rights_eprint_44546_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:useAndReproduction>
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    </mods:useAndReproduction></mets:xmlData></mets:mdWrap></mets:rightsMD></mets:amdSec><mets:fileSec><mets:fileGrp USE="reference"><mets:file OWNERID="https://repository.unp.ac.id/id/eprint/44546/1/NARITA_ZUASTI_1103295_4628_2015.pdf" ID="eprint_44546_89124_1" SIZE="574173" MIMETYPE="application/pdf"><mets:FLocat LOCTYPE="URL" xlink:href="https://repository.unp.ac.id/id/eprint/44546/1/NARITA_ZUASTI_1103295_4628_2015.pdf" xlink:type="simple"></mets:FLocat></mets:file></mets:fileGrp></mets:fileSec><mets:structMap><mets:div ADMID="TMD_eprint_44546" DMDID="DMD_eprint_44546_mods"><mets:fptr FILEID="eprint_44546_document_89124_1"></mets:fptr></mets:div></mets:structMap></mets:mets>