<mets:mets xsi:schemaLocation="http://www.loc.gov/METS/ http://www.loc.gov/standards/mets/mets.xsd http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" OBJID="eprint_43650" LABEL="Eprints Item" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:mets="http://www.loc.gov/METS/"><mets:metsHdr CREATEDATE="2026-06-10T21:32:44Z"><mets:agent TYPE="ORGANIZATION" ROLE="CUSTODIAN"><mets:name>Repository Universitas Negeri Padang</mets:name></mets:agent></mets:metsHdr><mets:dmdSec ID="DMD_eprint_43650_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:titleInfo><mods:title>Analisis Faktor-Faktor Penyebab Kredit Bermasalah pada PT. Bank Perkreditan Rakyat Palangki</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">Rafky</mods:namePart><mods:namePart type="family">Tamimi</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>Perbankan sebagai subsistem bagi perekonomian negara mempunyai peranan cukup penting sebab dengan adanya perbankan pertumbuhan ekonomi suatu negara dapat meningkat. Bank sebagai lembaga keuangan tidak pernah terlepas dari kredit sebab jumlah kredit yang disalurkan akan menentukan keuntungan bank. (Febriansyah &amp; Afriyeni). Penelitian ini bertujuan untuk mengetahui faktor intern bank dan faktor ekstern bank terhadap kredit macet pada PT. BPR Batang Palangki. Metode penelitian yang dipakai yaitu metode deskriptif dengan pendekatan kuantitatif. Metode pengumpulan data yang dilakukan pada penelitian ini yaitu, melalui observasi langsung, wawancara (interview), dan dokumentasi</mods:abstract><mods:classification authority="lcc">HF5601 Accounting</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8601">2022</mods:dateIssued></mods:originInfo><mods:originInfo><mods:publisher>Universitas Negeri Padang;Akuntansi FEB UNP</mods:publisher></mods:originInfo><mods:genre>Thesis</mods:genre></mets:xmlData></mets:mdWrap></mets:dmdSec><mets:amdSec ID="TMD_eprint_43650"><mets:rightsMD ID="rights_eprint_43650_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:useAndReproduction>
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