<mets:mets xsi:schemaLocation="http://www.loc.gov/METS/ http://www.loc.gov/standards/mets/mets.xsd http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" OBJID="eprint_42529" LABEL="Eprints Item" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:mets="http://www.loc.gov/METS/"><mets:metsHdr CREATEDATE="2026-05-18T20:07:38Z"><mets:agent TYPE="ORGANIZATION" ROLE="CUSTODIAN"><mets:name>Repository Universitas Negeri Padang</mets:name></mets:agent></mets:metsHdr><mets:dmdSec ID="DMD_eprint_42529_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:titleInfo><mods:title>Analisis Prosedur Pemberian Kredi Pada PT BPR Mutiara Pesisir</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">Abdul</mods:namePart><mods:namePart type="family">Malik</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>Penlitian ini bertujuan untuk mengetahui bagaimana prosedur pemberian kredit pada PT BPR Mutiara Pesisir. Jenis penelitian ini adalah menggunakan metode deskriptif. Metode analisis pengumpulan data dilakukan dengan menggunakan motode obeservasi, metode wawancara, dan metode penlitian deskriptif. Adapun hasil dari penelitian ini menujukkan bahwa prosedur pemberian kredit terbagi dari dua, yaitu prosedur pemberian kredit konsumtif dan prosedur pemberian kredit produktif. Untuk prosedur pemberian kredit konsumtif melalui beberapa tahap, yaitu tahap permohonan kredit, tahap identifikasi data, tahap wawancara serta melakukan tinjauan terhadap usaha/jamian yang diakan diangunkan, tahap analisis dan penilaian, tahap keputusan kredit, tahap penadatangan perjanjian kredit, dan tahap direalisasikan kredit. Sedangkan untuk prosedur pemberian kredit produktif harus melalui beberapa tahapan yang tidak jauh berbeda dengan pemberian kredit konsumtif, yaitu dimulai dari tahap permohonan kredit, tahap identifikasi data permohonan kredit, tahap survey serta wawancara, tahap analisis kredit da penilaian, tahap pegambilan keputusan kredit, tahap perjanjian kredit, dan tahap realisasi kredit.</mods:abstract><mods:classification authority="lcc">HB Economic Theory</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8601">2020-11</mods:dateIssued></mods:originInfo><mods:originInfo><mods:publisher>Universitas Negeri padang;MANAJEMEN PERDAGANGAN FE UNP</mods:publisher></mods:originInfo><mods:genre>Thesis</mods:genre></mets:xmlData></mets:mdWrap></mets:dmdSec><mets:amdSec ID="TMD_eprint_42529"><mets:rightsMD ID="rights_eprint_42529_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:useAndReproduction>
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    </mods:useAndReproduction></mets:xmlData></mets:mdWrap></mets:rightsMD></mets:amdSec><mets:fileSec><mets:fileGrp USE="reference"><mets:file OWNERID="https://repository.unp.ac.id/id/eprint/42529/1/final_B1_07_ABDUL_MALIK_17134102_4755_2021%20%281%29.pdf" ID="eprint_42529_85123_1" SIZE="1803102" MIMETYPE="application/pdf"><mets:FLocat LOCTYPE="URL" xlink:href="https://repository.unp.ac.id/id/eprint/42529/1/final_B1_07_ABDUL_MALIK_17134102_4755_2021%20%281%29.pdf" xlink:type="simple"></mets:FLocat></mets:file></mets:fileGrp></mets:fileSec><mets:structMap><mets:div ADMID="TMD_eprint_42529" DMDID="DMD_eprint_42529_mods"><mets:fptr FILEID="eprint_42529_document_85123_1"></mets:fptr></mets:div></mets:structMap></mets:mets>