<mets:mets xsi:schemaLocation="http://www.loc.gov/METS/ http://www.loc.gov/standards/mets/mets.xsd http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" OBJID="eprint_41464" LABEL="Eprints Item" xmlns:mets="http://www.loc.gov/METS/" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><mets:metsHdr CREATEDATE="2026-05-03T11:34:40Z"><mets:agent ROLE="CUSTODIAN" TYPE="ORGANIZATION"><mets:name>Repository Universitas Negeri Padang</mets:name></mets:agent></mets:metsHdr><mets:dmdSec ID="DMD_eprint_41464_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:titleInfo><mods:title>Analisis Faktor Pendorong dan Penghambat Penerapan Aplikasi Pegadaian Digital Service (PDS) bagi Nasabah PT Pegadaian (Persero) Unit Pelayanan Cabang (UPC) Alai Kota Padang.</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">Gigin</mods:namePart><mods:namePart type="family">Nopandra</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>Penelitian ini dilakukan untuk mengetahui apa saja hal yang menjadi faktor pendorong dan penghambat penerapan aplikasi Pegadaian Digital Service (PDS) bagi nasabah PT Pegadaian (Persero) Unit Pelayanan Cabang (UPC) Alai Kota Padang. Jenis penelitian yang digunakan adalah penelitian deskriptif dengan pendekatan kuantitatif. Penelitian ini menggunakan pendekatan survei lapangan, penulis mengumpulkan data langsung dari nasabah yang menggunakan aplikasi Pegadaian Digital Service (PDS) di PT Pegadaian (Persero) Unit Pelayanan Cabang (UPC) Alai Kota Padang. Hasil penelitian ini menunjukkan bahwa faktor utama yang mendorong penggunaan aplikasi Pegadaian Digital Service (PDS) bagi nasabah PT Pegadaian (Persero) Unit Pelayanan Cabang (UPC) Alai Kota Padang adalah Kepercayaan yang dirasakan (Perceived Trust), sedangkan untuk faktor penghambat utama penerapan aplikasi ini adalah ketidakpastian yang dirasakan (Perceived Uncertainty).</mods:abstract><mods:classification authority="lcc">QA75 Electronic computers. Computer science</mods:classification><mods:classification authority="lcc">QA76 Computer software</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8601">2023</mods:dateIssued></mods:originInfo><mods:originInfo><mods:publisher>Universitas Negeri Padang;D3 Manajemen Perdagangan FE UNP</mods:publisher></mods:originInfo><mods:genre>Thesis</mods:genre></mets:xmlData></mets:mdWrap></mets:dmdSec><mets:amdSec ID="TMD_eprint_41464"><mets:rightsMD ID="rights_eprint_41464_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:useAndReproduction>
<p xmlns="http://www.w3.org/1999/xhtml"><strong>For work being deposited by its own author:</strong>
In self-archiving this collection of files and associated bibliographic
metadata, I grant Repository Universitas Negeri Padang the right to store
them and to make them permanently available publicly for free on-line.
I declare that this material is my own intellectual property and I
understand that Repository Universitas Negeri Padang does not assume any
responsibility if there is any breach of copyright in distributing these
files or metadata. (All authors are urged to prominently assert their
copyright on the title page of their work.)</p>

<p xmlns="http://www.w3.org/1999/xhtml"><strong>For work being deposited by someone other than its
author:</strong> I hereby declare that the collection of files and
associated bibliographic metadata that I am archiving at
Repository Universitas Negeri Padang is in the public domain. If this is
not the case, I accept full responsibility for any breach of copyright
that distributing these files or metadata may entail.</p>

<p xmlns="http://www.w3.org/1999/xhtml">Clicking on the <em>Deposit Item Now</em> button indicates your agreement to these
terms.</p>
    </mods:useAndReproduction></mets:xmlData></mets:mdWrap></mets:rightsMD></mets:amdSec><mets:fileSec><mets:fileGrp USE="reference"><mets:file MIMETYPE="application/pdf" OWNERID="https://repository.unp.ac.id/id/eprint/41464/1/final_B1_07_GIGIN_NOPANDRA_20134033_8491_2023.pdf" SIZE="865360" ID="eprint_41464_82982_1"><mets:FLocat xlink:type="simple" LOCTYPE="URL" xlink:href="https://repository.unp.ac.id/id/eprint/41464/1/final_B1_07_GIGIN_NOPANDRA_20134033_8491_2023.pdf"></mets:FLocat></mets:file></mets:fileGrp></mets:fileSec><mets:structMap><mets:div DMDID="DMD_eprint_41464_mods" ADMID="TMD_eprint_41464"><mets:fptr FILEID="eprint_41464_document_82982_1"></mets:fptr></mets:div></mets:structMap></mets:mets>